How to Accept International Card Payments in Pakistan Without a Company (2026)

How to Accept International Card Payments in Pakistan Without a Company (2026)

If you sell online from Pakistan, getting paid by buyers abroad is often harder than finding them. This guide explains why, and the simplest way for an individual to take card payments today.

Why it is hard to get a payment gateway in Pakistan

Stripe doesn't open accounts for Pakistani sellers

Stripe is the default gateway for most online stores, but it does not let residents of Pakistan open an account directly.

Most gateways ask for a registered company

Local and international gateways usually want a company registration, a business bank account and weeks of review before you can take a single payment.

Wallets work locally, not for buyers abroad

JazzCash and Easypaisa are great for local customers, but a buyer in the UK or the US pays by card.

Payment gateway without company registration: what to look for

  • Works for individuals: you sell under your own name, no business registration.
  • Cards, Apple Pay and Google Pay: what buyers abroad actually use.
  • Withdrawals to your bank: your earnings reach you without a separate account abroad.
  • No monthly fee: you pay only when you sell.

The simplest route: a store with the gateway built in

Instead of applying for a gateway and connecting it to a website, use a store where payments are already built in. With [ShopOS](/product/free-online-store-builder) you deploy a free online store with a payment gateway:

  1. Deploy your store free and connect your Cloudflare account.
  2. In your store admin, turn on payments: it takes about two minutes.
  3. Buyers pay by card, Apple Pay or Google Pay.
  4. Before your first withdrawal you confirm your identity once on a secure page.
  5. Withdraw your earnings to your bank (or PayPal or crypto where a bank payout isn't available).

Already on WordPress?

If your store runs on WooCommerce, you don't need to switch. Our team fits the same gateway on your site for free: see the WooCommerce payment gateway for Pakistan.

Fees

A card processing fee (2.7% + $0.30 per payment, more for international cards) plus 5% per sale, and no monthly fee.

Stripe alternative for Pakistan: quick answer

If you want to accept international payments in Pakistan without a company, a store with a built-in payment gateway is the fastest start. Deploy ShopOS free and take your first card payment today.

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